Photo: PixabayALBANY – New York State has temporarily halted the collection of medical and student debt owed to the state for at least 30-days in an attempt to diminish the financial burden of the novel Coronavirus.Governor Andrew Cuomo and Attorney General Letitia James say in an effort to support workers and families the AGs’ office will halt the collection of medical and student debt owed to the State of New York and referred to the OAG for collection through April 15.After the 30-day period, the government will reassess the needs of state residents for a possible extension. Additionally, officials say they will accept applications for suspension of all other types of debt owed to the State of New York and referred to the AG for collection.“As the financial impact of this emerging crisis grows, we are doing everything we can to support the thousands of New Yorkers that are suffering due to disruptions caused by the COVID-19 pandemic,” Governor Cuomo said. “This new action to temporarily suspend the collection of debt owed to the state will help mitigate the adverse financial impact of the outbreak on individuals, families, communities and businesses in New York State, as we continue to do everything we can to slow the spread of the virus.” The OAG collects certain debts owed to the State of New York via settlements and lawsuits brought on behalf of the State of New York and state agencies. A total of more than 165,000 matters currently fit the criteria for a suspension of state debt collection, including, but not limited to:Patients that owe medical debt due to the five state hospitals and the five state veterans’ home;Students that owe student debt due to State University of New York campuses; andIndividual debtors, sole-proprietors, small business owners, and certain homeowners that owe debt relating to oil spill cleanup and removal costs, property damage, and breach of contract, as well as other fees owed to state agencies.The temporary policy will also automatically suspend the accrual of interest and collection of fees on all outstanding state medical and student debt referred to the OAG for collection, so New Yorkers are not penalized for taking advantage of this program.New Yorkers with non-medical or non-student debt owed to the State of New York and referred to the OAG, may also apply to temporarily halt the collection of state debt. Individuals seeking to apply for this temporary relief can fill out an application online or visit the OAG’s coronavirus website to learn more about the suspension of payments. If an individual is unable to fill out the online form, they can also call the OAG hotline at 1-800-771-7755 to learn more. Share:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to email this to a friend (Opens in new window)
Come rain, shine or polar vortex, this cast is bringing it! Fantasia Barrino, Dulé Hill and the cast of After Midnight stopped by the Today Show’s chilly outdoor Concert Series on January 20 to perform a high energy number from the show. Dulé flapped and tapped, the cast jumped and jived and Fantasia, who departs the production February 9, gave us a taste of her famous raspy vocals (with no coat, in 40 degree weather!). Before the performance, the American Idol alum spoke to Carson Daly about her favorite female jazz legends, saying, “I just want to make them proud.” Well, performing in the freezing cold in the wee hours of the morning to show America what Harlem’s golden jazz era and After Midnight are really all about is certainly a step in the right direction. Watch below to see the cast of After Midnight bring some heat to Rockefeller Plaza! After Midnight Star Files Dulé Hill Fantasia Barrino Related Shows Show Closed This production ended its run on June 29, 2014 View Comments
Three-time Tony winner Mark Rylance is heading back to New York’s boards in 2016! The stage and screen star will lead the Big Apple premiere of Nice Fish as part of the inaugural season at St. Ann’s Warehouse’s new home on the waterfront in Brooklyn Bridge Park. Other standout productions include the previously rumored Gillian Anderson-led transfer of the hit London revival of A Streetcar Named Desire.Donmar Warehouse’s Henry IV will kick off the season and play November 6 through December 6. The second with St. Ann’s in director Phyllida Lloyd’s trilogy of all-female Shakespeares, the classic is set against the backdrop of women in prison.This will be followed by Enda Walsh’s first opera, The Last Hotel, which Walsh is creating with composer Donnacha Dennehy. The look at assisted suicide and the marketplace will run January 8, 2016, through January 17.Rylance will star in Nice Fish from February 14, 2016 through March 13. The new play is conceived and written by Rylance and poet Louis Jenkins, adapted from Jenkins’ book of poems about ice fishing in Minnesota. Claire van Kampen will direct.The much-buzzed about London production of Tennessee Williams’ A Streetcar Named Desire will star Gillian Anderson, Ben Foster and Vanessa Kirby, under the direction of Benedict Andrews. The classic is set for a limited engagement April 23, 2016 through May 22. View Comments
Residents of south Georgia counties are discovering what it means to live in poverty through simulations administered by University of Georgia Cooperative Extension.In these simulations, between 50 and 80 attendees are split into groups of varying structures mimicking different family dynamics. On the walls of the room, there are different resources one would find in a city, ranging from a hospital or school to a pawn shop.Families are provided a scenario and their family dynamic, and must live for “a week” in 15 minutes. For example, these families must put themselves in the shoes of a single mother of two who needs to apply for welfare, or a married couple who have just lost their jobs. Families then come back to strategize for the next “week.” After four rounds, they come back and discuss what they’ve learned.“The simulation involves a lot of situations that many people never think about that are issues for people living in poverty,” said Roxie Price, the UGA Extension Family and Consumer Sciences (FACS) agent in Tift County, Georgia. “They may have a situation where they have to go to (the Georgia Division of Family and Children Services) and apply for food assistance. There may be a receptionist there that tells them to fill out some paperwork and have a seat, which could take up 10 of their 15 minutes of simulation time.”Price said the goal of the simulation is to get people to empathize with impoverished residents of their county.“It makes more people aware of the fact that there are people who are struggling every day to try to make ends meet,” Price said. “A lot of good comes out of the simulation.”Andrea Scarrow, Southwest District FACS program development coordinator, said both participants and volunteers who assist in the simulations benefit from the program.“There are participants who are just coming out of poverty and others who are facing a financial crisis, among other things,” Scarrow said. “A lot of the simulation hits home with them. Also, the people playing the role of the agencies gain a lot of empathy because they realize that everyone has limited resources.”Marnie Dekle, UGA Extension FACS agent in Candler County, Georgia, who has coordinated simulations in Candler and Evans counties, said that the simulations force participants to make difficult decisions.“The poverty simulation had a great impact on the community because of the circumstances and scenarios that citizens don’t always think about,” Dekle said. “It helps people see things in a different light and to be less judgmental because it’s very hands on.”Kathryn Holland, UGA Extension FACS agent in Colquitt County, Georgia, said the simulations help public service workers tremendously.“It’s always easier to work with someone when you know where they’re coming from,” Holland said. “Our goal is to make the collaboration between the businesses and the services we offer, such as the hospital, more cohesive and effective in serving the community.”While the majority of simulations are geared at adults, Scarrow said local school systems often request them.“They know their students are facing these kinds of situations, and they want to create some empathy among the teachers and the administrators,” Scarrow said. “They gain an understanding of what a family living in poverty is up against.”Rachel Hubbard, UGA Extension FACS agent in Lanier County, Georgia, was one of the first agents to conduct a poverty simulation geared toward high school students. She said the focus was for the youth to understand the importance of obtaining an education.“We want them to see how hard it is to make ends meet with just an average job, and that the more education they have, the more it helps them in life,” Hubbard said. “Every year, we do the simulation with every ninth-grade student in the county.”Mitzi Parker, UGA Extension FACS agent in Sumter County, Georgia, said she does a poverty simulation for Leadership Sumter, a group of citizens that go through 12 weeks of leadership training.“We try to open the business leaders’ eyes about what’s going on in their community,” Parker said. “At the end of the simulation, I pull statistics from Sumter County and I try to tie it into what they just learned. The statistics really help put the poverty situation in perspective for them.”A total of 21.7 percent of the population of Georgia’s 8th Congressional District is below the poverty line, and 27.7 percent of the population is below the poverty line in the 2nd District, according to www.census.gov in 2015. These two districts comprise southwest Georgia. Overall, 17.1 percent of Georgians – about 1.6 million people – live below the poverty line.“It’s reality for a lot of people, but if you’ve had an 8-to-5 job your whole life, it may not register until you go through something like a poverty simulation,” Price said.(Kyle Dawson is an intern at the UGA Tifton Campus.)
By Geraldine Cook/Diálogo June 18, 2018 Since Army Major General Félix Edgardo Núñez Escobar took over as head of the Joint Chiefs of Staff of the Armed Force of El Salvador (FAES, in Spanish) in January 2016, he dedicated himself to fighting narcotrafficking and other illegal activities by land, air, and sea. For him, interagency coordination is key to combat regional threats. Maj. Gen. Núñez spoke with Diálogo during the 2018 Central American Security Conference (CENTSEC), which took place May 9th–10th in San Salvador. CENTSEC 2018 facilitated a dialogue between defense and public security leaders regarding threats to Central American stability and the establishment of new regional collaboration mechanisms to take down illegal networks. Diálogo: What is the significance of El Salvador hosting CENTSEC 2018 for the third time? Army Major General Félix Edgardo Núñez Escobar, head of the Joint Chiefs of Staff of the Armed Force of El Salvador: Hosting CENTSEC 2018 gives us great satisfaction, as well as a sense of responsibility to meet this challenge. In coordination with U.S. Southern Command (SOUTHCOM), we took all the steps necessary to get ready for this high level event and prepare ourselves to receive the various officials from ministries of Defense and chiefs of General Staff to discuss common problems related to criminal networks affecting our region. Diálogo: What interagency work initiatives has FAES adopted to counter transnational criminal organizations? Maj. Gen. Núñez: Our initiatives go hand-in-hand with the plans laid out by the Ministry of Justice and Public Security, specifically, working in conjunction with the National Civil Police. In this respect, we can point to Plan New Dawn (Plan Nuevo Amanecer) linked to the federal government plan, Plan Safe El Salvador (Plan El Salvador Seguro), which unifies strategies to reduce violence and create a safe environment throughout the country. What this means is that our Armed Force endeavors to join the police and other government institutions directly to control unofficial border crossings, reinforce prison security, and safeguard public school perimeters to prevent children from being exposed to criminal activity or recruitment. We also took over security at main bus terminals and maintain permanent deployments in municipalities identified as having the highest rates of crime and violence. We do all this without losing sight of our fundamental constitutional mission: national defense. Diálogo: The mission of the Anti-Terrorist Special Command (CEAT, in Spanish), an elite FAES group, is to take on gangs and narcotrafficking. CEAT deploys to the country’s most violent municipalities since September 2017 to counter criminal attacks. What are the results of this anti-crime deployment? Maj. Gen. Núñez: As part of the Special Forces Command, CEAT conducts operations focused on pursuing gang leaders in coordination with specialized police units. To date, these have been very effective. Through their intelligence services, the police provide the location of gang leaders or lieutenants from the 100 most wanted list. Specialized FA-PNC [Armed Force-National Civil Police] units then act quickly and use this information to execute arrest warrants from the Attorney General’s Office. It should be noted that the list never gets shorter. The first 100 from the initial list were captured. However, there will always be a list of the 100 most wanted, since gangs find new leaders to take over for those who were arrested. Diálogo: Transnational criminal organizations use the Atlantic and Pacific to transport drugs to the United States and other countries. How does El Salvador take part in combined international operations to take down narcotrafficking organizations? Maj. Gen. Núñez: With respect to narcotrafficking, we feel satisfied with the Navy’s effectiveness. Sea routes are the narcotraffickers’ most commonly used routes over the past 10 years. The support of SOUTHCOM and its various agencies that specialize in countering this threat has been very important. The means, resources, and specialized training they provided our marines allowed us to create the Naval Task Force Trident, an organized, trained force specialized in combating narcotrafficking on the high seas. Another factor that boosts our effectiveness against narcotrafficking is the provision of timely information from the Anti-Drug Surveillance Center (CMA, in Spanish) the United States set up in our country. Its aircraft provide continuous monitoring of suspicious vessels from the time they set sail from South America to their arrival in our territorial waters. This allows us to maintain close and effective communication with Naval Task Force Trident until drugs are seized and criminals arrested. It’s important to emphasize that Naval Task Force Trident is on active duty around the clock, safeguarding our sovereignty throughout all our maritime territory. SOUTHCOM praised Task Force Trident, considered a model in the region, on many occasions. Diálogo: You mentioned the success Naval Task Force Trident has had during its interdiction operations. What kind of international cooperation contributed to this progress? Maj. Gen. Núñez: With regards to cooperation, we are very happy with the help received from SOUTHCOM, the U.S. Military Group, and other agencies related to countering this threat. It’s clear to us that no limits are put on this effort. Naval Task Force Trident is well equipped and well trained. We received the right equipment to be able to work in extreme conditions on the high seas, including such special equipment as night vision goggles, next-generation communication devices on our vessels, and the proper weaponry for use on the high seas. All of this allows Naval Task Force Trident to be highly efficient in its counter narcotrafficking operations. Diálogo: Joint Group Cuscatlán (GCC, in Spanish) is considered an exclusive counter narcotrafficking group in Central America. What advances did GCC make in the fight against transnational criminal organizations? Maj. Gen. Núñez: GCC is the earliest precursor in the fight against narcotrafficking and was created prior to Task Force Trident. We realized that we needed to do more interinstitutional or, in U.S. lingo, interagency work to counter threats to our region—and specifically to our own country—stemming from drug trafficking. It was clear that our Armed Force shouldn’t wage this fight alone but with other institutions, thereby making the fight against this scourge more powerful and dynamic. As such, the Attorney General’s Office, the Police, Immigration, the Ministry of Finance, and the Autonomous Executive Port Commission all joined in. We began to work together in 2002, which is when GCC was born. At that time, illicit air traffic posed the greatest threat, and we used our air resources to respond effectively and make seizures. Over time, air traffic intensity dropped, and narcotraffickers began to prefer maritime routes. GCC received support from SOUTHCOM and a number of other agencies involved in the fight against narcotrafficking. It works closely with the Police Counter Narcotics Division along the coastline on shore and is equipped with Zodiak boats that allow it to patrol up to 5 kilometers off the coast. Its equipment is similar to that of Naval Task Force Trident. GCC has been highly effective and serves as a model for Central America. Its work on land and in coastal waters complements the work of Naval Force Trident, and both seek to counter the activities of transnational criminal networks. Diálogo: What work does GCC do in conjunction with the Joint Interagency Task Force South (JIATF-South)? Maj. Gen. Núñez: The work of GCC and Naval Task Force Trident relies on information JIATF-South provides. JIATF-South provides real-time monitoring and timely follow-up for all types of suspicious vessels and then promptly alerts GCC and/or Trident Force, allowing them to react immediately and effectively. We are partners to agreements that bolster our efforts in the fight against narcotrafficking and have a close relationship with the United States in this area. Among these agreements are measures that allow the Comalapa Surveillance Center to operate, permanent JIATF-South liaison officers to be assigned, and information to be exchanged through various agreed upon regional networks. Diálogo: Why is it important for the region’s countries to work together to fight transnational criminal organizations? Maj. Gen. Núñez: We are still just a byway for narcotrafficking, virtually no cocaine is sold in El Salvador. We do everything possible to cooperate with the United States and the regional countries to intercept the drug on the high seas and prevent it from reaching land. International cooperation is a key concept we discussed at CENTSEC 2018. The worst mistake a country or institution can make is to believe that it can solve the problems transnational [criminal] networks pose, such as narcotrafficking, alone. We need to work together, through constant coordination and cooperation. This has proven to be the only way to effectively counter criminal organizations that threaten the region’s peace, development, and prosperity.
If there’s one thing marketers and their clients can agree on, it’s this:Marketing is harder in the Age of the Consumer.With a world of information available at their fingertips, consumers are less swayed by a single ad. In fact, shoppers refer to more than 10 sources of information before making a purchase decision.1But the Age of the Consumer is also the Age of Data. And you can leverage data and technology to cut through the clutter like Don Draper couldn’t even dream of. We’re talking personalization: speaking to one specific person instead of a one-size-fit-all (it never does) ad.Keep reading to see examples of marketing personalization that drive a lift in non-interest income. But first, let’s understand the context.“It’s All About Me” Messages customized for who is viewing them are everywhere. Netflix recommends movies based on what you’ve watched recently. Amazon suggests products based on what pages you’ve viewed. Facebook presents posts that correspond to your tastes and activities.No wonder your members expect a message to be personally relevant to them. It’s so common that general “for the masses” marketing – especially online – is a knee-jerk trigger for a consumer to move along…nothing to see here.Great. But how do you personalize your marketing?For the nuts and bolts, there are a number of inexpensive marketing platforms a credit union can use themselves. Or tap third-party platforms to incorporate it into their offering.But the real takeaways here are in the tactics.Name PersonalizationSimple merge fields that automatically inject the member’s name are a worthwhile first step.Even with the rest of the ad the same, personalized emails deliver 6X higher transaction rates.2 Apparently “Dear Jessica,” is enough to get Jessica reading. And adding names to the subject line boosts open rates by 26%.2But the name game goes both ways. Turns out people like receiving emails from people, not buildings. So don’t send emails from info@MyCreditUnion.com. Adding a name to the “from” field, like debbie@MyCreditUnion.com, moves the needle on opens and clicks too.SegmentationThe concept is simple…Don’t send something to people who already have it, or clearly don’t want it.This conditions the recipient to not open your emails. If what they’ve received is irrelevant, members are likely to assume future correspondences are also irrelevant.If you’re promoting e-statement enrollment, only send materials to members who aren’t already enrolled. Running a HELOC special? Don’t put it in front of renters. Again, this is only conditioning them to ignore you.CommunityMany companies and brands are having a field day creating a community around their product. In this fashion, the product itself is its own marketing. Genius!For example, Nike+ Training creates a community among strangers with similar fitness goals and workout favorites. They actively share progress, tips, tricks, and build personal bonds. Oh, and it just so happens to keep Nike apparel front and center of this perfect target audience.Credit unions have a tougher row at this. To be blunt, folks aren’t typically passionate about checking accounts.But you do have “community” built into your DNA. Many credit unions are leveraging their debit card rewards program to capitalize on that. “We actually will give you more points to shop at a local establishment as compared to a big-box store,” explains David Seeger, President/CEO, Great Lakes Credit Union.This creates a community around “buy local.” There are other opportunities out there. It requires knowing what your members truly value, and meeting them there.Behavior-based PersonalizationBehavior targeting, perhaps the holy grail, is akin to Netflix and Amazon suggestions based on each unique visitor’s behavior.Do this well and you can watch your non-interest income rise.Let’s look at a few examples where the Age of the Consumer and the Age of Data converge.In this campaign, the automated email platform integrates with the credit union’s cardholder transaction data. It turns out, Emily frequents Gangi Pizza regularly. So the email automatically customizes the offer to be a coupon for Gangi Pizza.This email can be sent to thousands of cardholders at once, each one receiving an offer to a business where they frequently shop!No surprise, Emily is more likely to open an email with a subject line that includes her name, and her favorite pizza restaurant. All she has to do to get the $5 off is enroll in the free rewards program.This all boils down to non-interest income.This behavior-targeted marketing enrolls more members into the rewards program, which in turn is proven to:Drives more debit card swipesResulting in more interchange yield per accountAnd leads to more loyalty and a lower churn rateAnother example incorporates gamification, which is a fancy marketing term for contest.Here’s why this email campaign succeeded. First, the challenge is issued to every member by name. Second, the challenge is based on the individual’s existing behavior. Third, the campaign includes periodic updates tracking the individual’s progress.That’s the recipe.From there, what the actual game entails is almost limitless. In this case the objective was to use their debit card at least seven more times than their typical average. The member gets bonus points, the credit union nets interchange revenue.How’d it turn out? 342% of enrollees succeeded with at least 7 more swipes than their averageIn fact, they actually increased their averages by 22 additional card swipesEnrollment in the rewards program was over 60% greater than a typical month – even non-enrollees were motivated by the personalized gamification!Take Things PersonallyThere we have it! Four ways to incorporate personalization in your marketing…with a direct correlation to lifting non-interest income. There’s a world of possibilities within these four categories alone.So go ahead…get personal! 1Google/Shopper Sciences, Zero Moment of Truth Macro Study, U.S., 20112Experian Marketing Services, 2013 Email Marketing Study3Buzz Points analytics, 2015 27SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Dante Dominick Danté Dominick is an award-winning content and marketing strategist with specialized knowledge for the financial services industry. He has helped over a hundred community financial institutions improve their image, creative … Web: www.buzzpoints.com Details
A major British clinical trial has found hydroxychloroquine has “no benefit” for patients hospitalized with COVID-19, scientists said Friday, in the first large-scale study to provide results for a drug at the center of political and scientific controversy. Hydroxychloroquine, a decades-old malaria and rheumatoid arthritis drug, has been touted as a possible treatment for the new coronavirus by high profile figures, including US President Donald Trump, and has been included in several randomized clinical trials.The University of Oxford’s Recovery trial, the biggest of these so far to come forward with findings, said that it would now stop recruiting patients to be given hydroxychloroquine “with immediate effect”. Researchers said 1,542 patients were randomly assigned to hydroxychloroquine and compared with 3,132 patients given standard hospital care alone.They found “no significant difference” in mortality after 28 days between the two groups, and no evidence that treatment with the drug shortens the amount of time spent in hospital.”This is a really important result, at last providing unequivocal evidence that hydroxychloroquine is of no value in treatment of patients hospitalized with COVID-19,” said Peter Openshaw, a professor at Imperial College London, in reaction to the results.He added that the drug was “quite toxic” so halting the trials would be of benefit to patients. Hydroxychloroquine has been in use for years but it has a number of potentially serious side effects, including heart arrhythmia.Researchers from the Recovery trial said they would share their data with the World Health Organization (WHO), which on Wednesday restarted its own trials of hydroxychloroquine.They were temporarily halted last month because of a now-retracted observational study in The Lancet medical journal that had suggested hydroxychloroquine and chloroquine, a related compound, were ineffective against COVID-19 and even increased the risk of death.Authors of The Lancet research said on Thursday that they could no longer vouch for the integrity of its underlying data, in the face of serious concerns raised by fellow scientists over a lack of clarity about the countries and hospitals that contributed patient information. The scandal cast a shadow over The Lancet and another top medical journal, but it did nothing to clear up the increasingly politicized question of whether or not hydroxychloroquine works as a treatment for COVID-19.Openshaw said the Recovery trial should be credited with continuing the research until they could reach a definitive conclusion on hydroxychloroquine.”Everyone regrets that it doesn’t work, but knowing that allows us to focus on finding drugs that actually help recovery from COVID-19,” he added.Oxford professor Peter Horby, the lead investigator on the Recovery Trial, said there was probably a “very large number” of people around the world taking hydroxychloroquine for COVID-19, with countries including the US, China and Brazil authorizing it.A separate clinical trial on Wednesday in the US and Canada found that taking hydroxychloroquine shortly after being exposed to COVID-19 does not work to prevent infection significantly better than a placebo.Topics : “Our conclusion is that this treatment does not reduce the risk of dying from COVID among hospital patients and that clearly has a significant importance for the way patients are treated, not only in the UK, but all around the world,” said Martin Landray, an Oxford professor of medicine and epidemiology who co-leads the study.The randomized clinical trial—considered the gold standard for clinical investigation—has recruited a total of 11,000 patients from 175 hospitals in the UK to test a range of potential treatments.Other drugs continuing to be tested include: the combination of HIV antivirals Lopinavir and Ritonavir; a low dose of the steroid Dexamethasone, typically used to reduce inflammation; antibiotic Azithromycin; and the anti inflammatory drug Tocilizumab.Researchers are also testing convalescent plasma from the blood of people who have recovered from COVID-19, which contains antibodies to fight the virus.
Advertisement Metro Sport ReporterSunday 4 Aug 2019 11:41 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link2kShares Manchester City manager Pep Guardiola has rated his rivals’ title chances (Picture: Getty)Pep Guardiola insists Manchester United, Arsenal, Tottenham and Chelsea can all rival Manchester City and Liverpool for the Premier League title this season.Man City won a second successive Premier League last term, edging out Liverpool by one point in one of the tightest and most memorable title races in history.City and Liverpool pulled away from the likes of Chelsea, Tottenham, Arsenal and Manchester United but Guardiola believes his side will face more competition to win the title this season.Speaking after Manchester City’s Community Shield victory over Liverpool, Guardiola said: ‘I don’t know if it’ll be like last season with two real contenders to win the Premier League.AdvertisementAdvertisementADVERTISEMENTMore: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City‘I think United, with [Harry] Maguire, and the others have bought – Arsenal as well and Chelsea and Tottenham. So I think there will be many contenders this time.’Asked specifically whether Maguire, who Manchester City were linked with earlier in the summer, was good enough to turn United into title contenders, Guardiola said: ‘Yes. He is an excellent, top-class player.‘We were interested but we could not afford it and United can afford it.‘He made an incredible World Cup, strong in the air, good with the ball and drives with the ball so fast. He has all the qualities to work for United. Congratulations to United for the signing.’ Advertisement Pep Guardiola rates Man Utd, Arsenal, Tottenham and Chelsea’s Premier League title chances Comment Guardiola was speaking after Man City’s Community Shield triumph (Picture: Getty)Manchester City will attempt to win a third straight Premier League title this season and the early signs are promising with Guardiola’s side beating Liverpool on penalties in the Community Shield.On the clash at Wembley, Guardiola added: ‘An incredible final from both sides. No team can dominate for 90 minutes.‘We had real good moments. In the last 15 minutes we were exhausted and they had chances to win the game.‘It was a good test for both teams. It’s nice for the players to realise what they will face this season. At this level the difference is nothing. One penalty, one point.More: FootballBruno Fernandes responds to Man Utd bust-up rumours with Ole Gunnar SolskjaerNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira moves‘Manchester United will be back, Arsenal, Tottenham, Chelsea… I don’t know what will happen.’Liverpool manager Jurgen Klopp, meanwhile, said: ‘Wow, it was a really good performance, a powerful one in the second half.‘Both teams had a similar pre-season. I spoke to Kevin de Bruyne after the game and we both said we don’t really know where we are yet.‘The least we deserved was the equaliser, one save decided it and I cannot be disappointed today. The performance was much more important than a win.’MORE: Arsenal fans tell Unai Emery to sell three players after Barcelona defeat
Jose Mourinho explains why Alexis Sanchez flopped at Manchester United after Arsenal transfer Metro Sport ReporterFriday 13 Sep 2019 11:39 amShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link1.2kShares Advertisement Alexis Sanchez failed to live up to expectations after joining Man Utd from Arsenal (Picture: Getty)Jose Mourinho believes Alexis Sanchez’s inherrant sadness meant he was always destined to fail at Manchester United.Much was expected of the Chile international after he arrived at Old Tafford following his acrimonious departure from Arsenal but he failed to produce anywhere near his best form.Both Mourinho and his successor, Ole Gunnar Solskjaer, failed to illicit the sort of performances which marked Sanchez out as one of the Premier League’s most feared attackers.The 30-year-old joined Inter on loan earlier this month and this week claimed that too much chopping and changing was the main reason behind a return of just three goals in 32 Premier League appearances.AdvertisementAdvertisementADVERTISEMENTMore: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City Advertisement Comment Alexis Sanchez joined Inter on loan from Man Utd earlier this month (Picture: Getty)Mourinho, however, had a different take, telling the Daily Telegraph: ‘Sanchez… I felt him [to be] not a happy man.‘And I think in every job you have when you are not happy it is not so easy to perform at every level.‘And maybe I am wrong. Maybe it was me who was not capable to get into him and to get the best out of him.‘As a manager sometimes you have the capacity to get the best out of the players and other times you are not successful in that approach.‘But the reality is that I always felt [of Sanchez], ‘a sad man’. So probably in Italy he will recover this. I hope he can. I always wish well to every player.’More: Manchester United FCRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseEx-Man Utd coach blasts Ed Woodward for two key transfer errors
“It must also become a standard for employees in small and medium-sized enterprises (SMEs). To achieve this, we want to create the framework to ensure occupational pensions become widely available in small enterprises. We will research whether and how possible hurdles can be removed at SMEs.“We will also ensure that the good framework for occupational pensions remains intact within the European framework.”For Karch, the very mention of pensions is a “very encouraging signal”, in which the government “clearly commits to strengthening occupational pensions”.He added that such a paragraph had been absent in any coalition agreement since the contracts on creating the third-pillar Riester pension in 2002.“All the talks I had with political representatives, and my gut feeling, tells me they are taking this really seriously,” he said.“The coalition treaty can also be seen as a confirmation by the government that the occupational sector was right – the pensions system needs reforms.”Following recommendations by the aba, the government is now looking to commission a study on how tax hurdles hinder the spread of occupational pensions among SMEs.Karch stressed the importance of increasing second-pillar pensions across the whole of Germany, not just for SMEs, although he conceded this segment of the economy was “worst off”.He also urged the government to create a more sustainable pension system, with a “dual core” – in other words, carried by the state as well as companies.At the European level, the aba chairman noted “with great concern” a “development contrary to the initial White Paper” on Pensions.In prior versions, he said, the White Paper stressed the importance of social partnerships between the industry and the state.“But now,” he said, “it is simply back to keywords like level playing field, marked-to-market, PRIPs and Solvency II – as if occupational pensions were just products for sale rather than agreements with employer support.” Heribert Karch, chairman at the aba, Germany’s pension fund association, has described the eight-line mention of occupational pensions in the preliminary government coalition agreement as a “step forward” and an “encouraging signal”.After the elections in Germany in mid-September, the conservative CDU and socialist SPD parties agreed on a coalition agreement that is most likely to be the basis for the formation of a two-party government.In the coalition’s 185-page agreement, the term “occupational pensions” is mentioned only in one eight-line paragraph.It reads: “Retirement provision in an age of demographic change becomes more stable when it is based on several strong pillars. We will, therefore, strengthen occupational pensions.